CashflowBY MINDMECHANICS
Your money, a clearer tomorrow

Welcome to Cashflow.

See what you have today, plan what comes next, and try a purchase before committing.

New here? Ask your inviter for a private invitation link.

Your two cashflows are private. No bank connection is needed.

GET STARTED

Welcome to your cashflow

Add your current balances, then plan the income and payments ahead. Enter schedules one at a time or use the Excel or CSV template to add them together.

Read the quickstart guide Save the guide

Smart decisions
Better future

Lowest in view
At end of range
Your cash buffer
A reference line for your forecast

Your cash ahead

━ Your plan┄ With experiment┄ Cash buffer

Income & payments

Show monthly payment details

Select Done once reflected in your balances. Month selection changes this list independently of the forecast graph.

Manage all schedules

Find any income or payment here, including finished schedules and entries marked Done.

Import payment schedules

Download the branded Excel template for readable columns, instructions and examples. Add your schedules on its Payments sheet, save as .xlsx and upload it directly. CSV templates and uploads are also available. Instruction and example rows are never imported. Use positive amounts, type income or payment, and frequency once, daily, weekly, monthly or yearly. Dates must be real Excel dates or YYYY-MM-DD text. Repeat until is optional and includes that date. Use fixed values rather than formulas.

Leave schedule_id blank for a new payment. To edit existing schedules, download them with their IDs and leave those IDs unchanged. Use references such as Italy property or UK property to distinguish similar payments. Amounts use the same currency as the selected cashflow; this import does not convert currencies.

Download Excel template

Private to your account · Your two cashflows are separate. Experiments stay on this screen until you save them.

Rename this cashflow

Choose a name that suits how you use this space. Your balances, schedules and currency stay the same.

Ideas for your two spaces: Personal / Business, Current reality / Desired reality, Household / Personal, or Everyday / Future plans.

Add income or payment

Recurring payments continue ahead. Done and Skip apply to one occurrence; Edit changes the whole schedule.

Review spreadsheet import

Same amount does not mean duplicate. Similar rows stay separate unless you choose an existing schedule to update. An unchanged matching ID is skipped. Updates preserve completed and skipped dates. Nothing is saved until you import.